Goods in transit (GIT) insurance covers your shipment for its full declared value against loss, damage or theft — from the moment ICExpress collects it until it is delivered and signed for. Unlike standard carrier liability, which is capped and heavily excluded, GIT cover reimburses what your goods are actually worth, up to the value you declare when you book.
ICExpress GIT insurance covers your shipment against accidental loss, damage and theft from the moment our driver collects the parcel until it is delivered and signed for at the destination. Cover applies across all ICExpress service levels — overnight express, economy road freight, cross-border and international airfreight — up to the value you declare when you activate it.
Every transporter carries a baseline liability, but it is capped — typically a fixed rand-per-kilogram amount with a long list of exclusions. On anything valuable, that cap sits far below the real replacement cost. Goods in transit insurance closes that gap.
| On a shipment worth R20,000 | Standard carrier liability | Goods in Transit insurance |
|---|---|---|
| Basis of cover | Capped rand-per-kg, many exclusions | Full value you declare |
| Typical payout if lost or stolen | Often a small fraction of the value | Up to R20,000, less the excess |
| You choose the cover amount | No | Yes — set it at booking |
| Suited to high-value goods | Limited | Comprehensive |
The GIT insurance premium is a small percentage of the declared value of your shipment. The exact rate depends on the nature of the goods, the destination and the service level you choose, and it is shown clearly during booking — you see the exact insurance cost before you confirm, with no surprises. A claims excess also applies: the higher of R500 or 10% of the value of the goods is borne by the shipper on any claim.
GIT insurance must be requested and activated when you book — it cannot be added after collection. When you create your shipment on our online courier quote calculator (or on the waybill), select "insurance required" and enter the full declared value of your goods. The premium is calculated automatically and added to your shipment cost, so cover is in force the moment you confirm.
An excess of the higher of R500 or 10% of the declared value applies to every claim.
Claims must be submitted within 7 days of delivery (or expected delivery for a lost shipment).
For damage claims, the POD must show the shipment was received damaged or incomplete — have the receiver note it on delivery.
If the declared value is less than the actual value, the payout is proportionally reduced. Declare the true replacement value.
Cash, jewellery, precious metals, artworks, antiques, collectables and securities are excluded and are not carried under any ICExpress service. Cover also excludes:
Cover is opt-in per shipment, so it is quoted with your booking. On our online courier quote calculator (or the waybill), select "insurance required" and enter the full declared value. The premium is calculated automatically and shown on your quote before you confirm.
If the replacement value of your goods is more than you could comfortably absorb, yes. Without GIT cover, goods travel at the owner's risk and carrier liability is severely limited — often a small fraction of the value. The premium is only a small percentage of the declared value, so for valuable or hard-to-replace shipments it is usually well worth it.
The premium is a small percentage of the declared value. The exact rate depends on the goods, the destination and the service level, and it is shown on your quote before you confirm. A claims excess also applies: the higher of R500 or 10% of the value of the goods.
Yes. ICExpress offers Goods in Transit cover on domestic, cross-border and international shipments collected in South Africa, activated at booking against your declared value.
Lodge your claim within 7 days of delivery (or expected delivery for a lost shipment). For damage or shortage claims the Proof of Delivery must state the shipment was received damaged or incomplete, so have the receiver note it on delivery. ICExpress places its cover through a brokerage, which handles the claim. The excess — the higher of R500 or 10% of the value — applies to every claim, and undervaluing goods can reduce or void a claim.
Cover runs from the moment ICExpress collects your shipment until it is delivered and signed for at the destination — the full door-to-door journey.
Cash, jewellery, precious metals, artworks, antiques, collectables and securities are excluded and not carried. Cover also excludes damage from inadequate packaging, inherent vice, prohibited items, undeclared or misdeclared goods, consequential losses, and force majeure such as war or civil unrest.
Protect your next shipment for its full declared value — add Goods in Transit cover in one step when you book.
Book & insure now Speak to our team